About Trucking Insurance Union City
We insure trucks and the people who run them. Owner-operators, new motor carriers, small fleets, hotshot, box truck and dump truck businesses. Before you sign anything, you get the coverage, the limits and what drives your premium laid out in writing, so the bill matches what we told you.
Why we work the way we do
Trucking insurance is easy to get wrong. A policy can look cheap until you learn the cargo coverage leaves out what you haul, or the trailer you pull under an interchange agreement was never covered. Those surprises cost drivers money and loads. We set up our shop to keep them from happening.
We have been in business 5 years, and we are licensed for property and casualty insurance. Our work is trucking. That means owner-operators leased on to a carrier, carriers with brand new MC authority, hotshot and box truck runs, dump trucks working construction jobs, and fleets that have grown past a few power units.
A quote starts with a conversation, at our office or by phone or video. We ask about your trucks, your drivers, your radius and what you haul. Then you get a written quote that lists each coverage, its limit and its deductible, plus the things that moved the premium up or down. If anything changes before the policy is bound, we tell you what changed and why, in writing.
How we handle your coverage
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On paper before you commit
Every quote is written out line by line. You see primary liability, physical damage, cargo and any other coverage as separate items. No fees or add-ons show up later that were not on that page.
- 02
We explain the price
Premium on a truck depends on real things. Driver records and experience, how long you have run under your own DOT number, how far you go, what you haul, what the truck is worth and your past claims all count. We tell you which ones are moving your number.
- 03
Only what your operation needs
If you are leased on and your carrier already carries primary liability, we will talk about non-trucking liability instead of selling you a second primary policy. If a coverage does not fit how you run, we say so.
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Paperwork you can count on
We explain which filings your authority needs and work with the carrier to get them in. When a shipper or broker asks for a certificate of insurance, we get it to them.
Where we work
We are based in Union City and work with motor carriers across the south and west sides of metro Atlanta, including South Fulton, Fairburn, Palmetto, College Park, East Point, Hapeville, Riverdale, Tyrone, Peachtree City and Douglasville. If stopping by does not fit your schedule, we can go over your quote by phone or video. Our Service Areas page has more on the towns we cover.
- Union City
- South Fulton
- Fairburn
- East Point
- Riverdale
- College Park
- Tyrone
- Hapeville
- Palmetto
- Peachtree City
- Douglasville
Get a quote you can read before you sign
Tell us about your trucks and what you haul. We will put the coverage and the price factors in writing so you can hold it up against what you carry now.